Hello there, my name is Ender, he/him. I like to help people, so if you have a problem, or you just want to rant/gush, drop an ask or shoot me a message. :D I'm always happy to help!

moonlit-dancer:

transgenderadvicegroup:

leichii:

victoria-october:

It’s vital that young trans people understand that they can have a future

not can, do and will. it shouldn’t be a “maybe”, because it’s not. It’s a definite thing - young trans people **have** a future, and we need to guide and lead them into it with open hearts and open minds

For anybody doubting this - please look at this photobook of older trans adults, who have not only survived, but thrived. You do have a future. You just have to believe in yourself.

@rigadusk @enderblogs-19

steve-the-duck:

hungwy:

hungwy:

No joke if youre a young American with a job go open up a Roth IRA and start saving money

My first day of classes, my professor doesn’t even hand us a syllabus. He begins instantly talking about retirement accounts. We were all a bunch of history-loving college kids who probably wanted to go into academia and we were the perfect audience for such a talk. He specifically told us to open a Roth IRA. We were young, low income, and probably all unmarried.

A Roth Individual Retirement Account (Roth IRA) is meant to hold post-tax income and accrue interest tax-free. It’s meant for young lower-income workers looking to invest early and its most effective when done then – Anyone who has made income from a job can open one (which includes child actors apparently). Roth IRAs have eligibility requirements. if you are single or the sole head of your household and your Modified Adjusted Gross Income (google that) is less than $120,000, you can put in the maximum of $5,500 a year (although you cannot contribute more than you earn if you make money below $5.5k). Married couples and old people have slightly different requirements and outcomes.

This is an example they give on the Roth IRA website (https://www.rothira.com/what-is-a-roth-ira):

“… if a 20-year-old puts $5,000 a year into a Roth for 10 years and then stops contributing, … the 10 years of Roth contributions and growth – let’s say about 8% interest a year to age 65 – could total about $1,070,944 tax-free dollars [for retirement].”

I’d read more about it to see if youre eligible and if itd right for you but pretty much any high school and college student with a job will benefit from one. If you think you’ll need money later in life after retirement, you need to open one of these.

It’s also worth noting that in order to comfortably retire it’s recommended that you contribute at least 10% of your income and try to begin by age 20.

Many workplaces (even shitty retail jobs if you jump through enough hoops) will match your 401k contributions. My workplace (a factory), for example matches 100% for the first percent and 50% for the next 5%, meaning by contributing 6% of every check, my employer will contribute a total of 3.5% of what I make, but out of their own pocket. Make sure to find out about and take advantage of any such program you can find

reverseracism:

homefixin2shavemister:

nyaakos:

jasmineaaliyahxo:

allpower2allthepeople:

jasmineaaliyahxo:

shante-erika:

jasmineaaliyahxo:

CHINA IS TAKING OVER AFRICA ๐Ÿ—ฃ๐Ÿ—ฃ๐Ÿ—ฃ

How so

China is legally, financially colonizing the entire continent by taking over Africaโ€™s infrastructure.

Theyโ€™ve have done so by making loans to African countries that they KNOW wonโ€™t be able to pay them back. Once the country defaults China exacts repayment by taking over an aspect of their infrastructure. They took an airport and an electric grid in Tanzania and a port in Kenya

Yes! Thanks Queen ๐Ÿค—

^^Also just a little fun fact

More evidence

Been knowing this. Itโ€™s terrible honestly.

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